.kf-newsletter { background: linear-gradient(90deg, var(--kf-navy), var(--kf-blue)); color: var(--kf-white); padding: 28px 0; margin-top: 44px; }
.kf-newsletter__inner { display: grid; grid-template-columns: 1fr auto; gap: 28px; align-items: center; }
.kf-newsletter h2 { margin: 0 0 4px; font-size: 1.3rem; }
.kf-newsletter p { margin: 0; opacity: .85; }
.kf-footer { background: var(--kf-navy); color: var(--kf-white); }
.kf-footer__grid { display: grid; grid-template-columns: 1.4fr repeat(3, 1fr); gap: 42px; padding: 46px 0; }
.kf-footer .kf-logo--image { max-width: 300px; margin-bottom: 16px; }
.kf-footer .kf-logo--image img { max-height: 70px; }
.kf-footer .kf-logo strong, .kf-footer .kf-logo small { color: var(--kf-white); }
.kf-footer h2 { margin: 0 0 12px; font-size: 1rem; }
.kf-footer ul { list-style: none; margin: 0; padding: 0; display: grid; gap: 5px; }
.kf-footer a, .kf-footer p { color: rgba(255,255,255,.82); }
.kf-footer a { display: inline-flex; padding-block: 2px; line-height: 1.55; }
.kf-footer a:hover, .kf-footer a:focus { color: var(--kf-white); text-decoration: underline; text-underline-offset: 3px; }
.kf-footer__disclosure { padding: 16px 0 18px; border-top: 1px solid rgba(255,255,255,.12); }
.kf-footer__disclosure p { max-width: 900px; margin: 0; color: rgba(255,255,255,.78); font-size: .86rem; line-height: 1.7; }
.kf-footer__copy { border-top: 1px solid rgba(255,255,255,.14); text-align: center; padding: 14px; color: rgba(255,255,255,.74); font-size: .86rem; }